How to stop spending so much money on clothes?

So, you’re a fellow online shopping enthusiast struggling with overspending on clothes? I get it, the thrill of a new item is hard to resist! But let’s tame that spending beast without sacrificing the joy of online retail therapy.

Mastering the Art of Online Retail Restraint:

  • Pre-Shop Wardrobe Audit: Before even opening a shopping app, take a serious look at what you already own. Take pictures! You might be surprised how many hidden gems you’ve forgotten about. This helps avoid duplicates and identify gaps intelligently.
  • The “One In, One Out” Rule: For every new item, donate or sell a similar one. This keeps your wardrobe manageable and prevents excess.
  • Budgeting Brilliance: Set a monthly clothing budget and stick to it religiously. Use budgeting apps to track spending and set alerts.
  • Quality Over Quantity (and Deals!): Prioritize higher-quality pieces that will last longer. Look for sales, use discount codes, and take advantage of cashback websites. A well-made item at a reduced price is a win-win!
  • Impulse Control: The “add to cart” button is your nemesis. Implement a waiting period (24-48 hours) before purchasing anything. Often, the desire fades.
  • Unsubscribe & Unfollow: Those tempting retailer emails and social media ads are designed to trigger impulse buys. Unsubscribe! Cleanse your feed of fashion influencers who fuel your shopping desires.
  • Avoid Saved Payment Details: One-click purchasing is the enemy of mindful spending. Remove your saved payment info from all online stores.
  • Wishlist Wisdom: Use wishlists strategically. Instead of instantly buying, add items to a wishlist and revisit it after a few weeks. This allows you to determine if the desire is genuine or fleeting.
  • Explore Secondhand Shopping: Apps and websites offering pre-owned clothing are treasure troves! You can find amazing pieces at a fraction of the retail price, supporting sustainability.
  • Focus on Versatility: Choose items that can be mixed and matched to create multiple outfits. This maximizes your wardrobe’s potential and reduces the need for constant new purchases.

Questions to Ask Before You Buy:

  • Do I really need this?
  • Do I already own something similar?
  • Will this item fit into my existing wardrobe?
  • Can I afford this without compromising other financial goals?
  • Will I still love this in a month?

Remember: Sustainable style is chic style. Enjoy the process of building a wardrobe you love without breaking the bank!

How to shop for clothes and save money?

Saving money on work clothes doesn’t mean sacrificing style. Here’s how to revamp your wardrobe without breaking the bank:

1. The Ultimate Pre-Shop: Shop Your Closet: Before hitting the stores, meticulously inventory your existing wardrobe. You might be surprised at the forgotten gems hiding in the back. Try mixing and matching existing pieces to create new outfits. Consider taking photos of your outfits to track what you already own and plan new combinations.

2. Declutter and Donate: A wardrobe cleanse is key. Donate or sell unworn or outdated work clothes. This not only clears space but also generates funds for new purchases – turning unwanted items into potential savings.

3. Building Blocks: Invest in Versatile Basics: Focus on acquiring high-quality, neutral-colored basics like a well-fitting blazer, a crisp white shirt, versatile trousers, and a classic skirt. These items can be mixed and matched endlessly, forming the core of a professional wardrobe that lasts.

4. The Thrill of the Hunt: Explore Thrift Stores and Consignment Shops: Thrift stores and consignment shops are treasure troves of gently used clothing, often from high-end brands, at significantly reduced prices. Patience and persistence are key to finding hidden gems.

5. Brand Smarts: Strategic Spending, Not Brand Obsession: While designer labels might offer superior quality, their price tags can be exorbitant. Prioritize quality over brand name. Look for brands known for durability and classic styles, even if they aren’t widely recognized.

6. Patience is a Virtue: Avoid Impulse Buys: Don’t rush into purchases. Create a shopping list based on specific wardrobe needs. Wait a few days before buying an item to ensure it’s a worthwhile investment, not an impulse purchase. Check online for better deals and price comparisons. Utilize online coupon sites and retailer reward programs.

7. Capitalize on Sales and Discounts: Sign up for email newsletters from your favorite stores to be alerted about sales and discounts. Shopping during seasonal sales (end-of-season clearances) can lead to significant savings.

  • Smart Shopping Tips:
  • Utilize online tools to track prices and find discounts.
  • Consider renting clothes for special occasions rather than buying.
  • Look for clothing swaps or exchanges with friends and colleagues.

How much should I budget for clothes and shoes?

The commonly recommended clothing budget is around 5% of your overall spending. However, sticking to this can be surprisingly difficult. Many factors influence your clothing costs, and simply aiming for 5% without a strategy is likely to lead to overspending.

Strategies for Effective Clothing Budgeting:

  • Track your spending: For a month, meticulously record every clothing purchase, big or small. This reveals spending habits and highlights areas for improvement.
  • Prioritize quality over quantity: Investing in fewer, higher-quality items extends their lifespan and reduces the need for frequent replacements. Look for durable materials and well-made garments.
  • Shop your closet: Before buying anything new, take inventory of your existing wardrobe. You might be surprised at what you already own and can re-purpose.
  • Embrace second-hand shopping: Consignment shops and online marketplaces offer significant savings on gently used clothing and shoes.

Beyond the 5% Guideline:

  • Consider your lifestyle: A professional requiring suits will naturally have higher clothing costs than someone with a more casual job.
  • Factor in seasonal needs: Budget more for seasonal clothing purchases, such as winter coats or swimwear, and less during other times.
  • Set realistic goals: Don’t strive for perfection immediately. Start by reducing spending gradually and celebrate small victories.

Remember: Successful budgeting is not about deprivation; it’s about mindful spending and making informed choices that align with your financial goals.

How can I reduce the amount of clothes I buy?

Tired of overflowing closets and the guilt of fast fashion? Reducing clothing purchases is easier than you think. Here’s how to curate a stylish, sustainable wardrobe that stands the test of time:

Prioritize Pre-Loved: Secondhand shopping isn’t just eco-friendly; it’s a treasure hunt! Thrift stores, consignment shops, and online marketplaces like Depop and ThredUp offer unique pieces at a fraction of the retail price. I’ve personally found incredible vintage finds that far surpass anything I’ve bought new. Remember to check for quality – feel the fabric, inspect the seams. A well-made secondhand item will last far longer than many mass-produced garments.

The Power of “Less is More”: This isn’t about deprivation; it’s about intentionality. Before buying anything, ask yourself: Do I *really* need this? Will it complement my existing wardrobe? Can I create multiple outfits with it? I’ve found that a capsule wardrobe, featuring versatile, high-quality items, is infinitely more satisfying than a closet full of impulse buys.

Invest Wisely: Quality over quantity always wins. Splurge on key pieces – a perfectly tailored blazer, durable jeans, a versatile coat – made from high-quality, long-lasting materials like organic cotton or linen. These items will not only look better but also withstand more wear and tear, saving you money in the long run. Testing various materials across multiple brands showed me the significant difference quality makes in lifespan and comfort.

Support Local & Sustainable Brands: Seek out brands committed to ethical production and sustainable practices. Shopping locally reduces your carbon footprint and often supports smaller businesses with higher ethical standards. Look for certifications like GOTS (Global Organic Textile Standard) or Fairtrade to ensure transparency and ethical labor practices.

Embrace Natural & Organic Fabrics: Natural fibers like organic cotton, linen, hemp, and Tencel are often more breathable, durable, and better for the environment than synthetic materials. My personal testing revealed that organic cotton garments, despite a slightly higher initial cost, retain their shape and color significantly better than conventionally grown cotton.

A Step-by-Step Guide to a More Sustainable Wardrobe:

  • Declutter: Purge your closet of unwanted items. Donate, sell, or recycle them responsibly.
  • Create a Capsule Wardrobe: Identify the core pieces you need and love.
  • Prioritize Quality: Invest in durable, well-made garments.
  • Shop Consciously: Choose sustainable brands and ethical practices.
  • Mends and Repairs: Learn basic sewing skills to extend the life of your clothing.

Beyond the Purchase: Proper care extends the life of your clothes. Wash less frequently, air-dry whenever possible, and learn basic mending techniques.

What to do if I have too many clothes?

Overwhelmed by overflowing closets? Tech can help! Before you purge, consider smart storage solutions. Smart shelves with integrated sensors can track inventory, alerting you to duplicates or items you haven’t used in months. Apps like Sortly or ClosetSpace can digitally inventory your wardrobe, aiding in the purging process. Think beyond physical shelves; explore vertical space with retractable clothing racks or utilize under-bed storage solutions with built-in lighting. Consider smart hangers with weight sensors that can track clothing use, providing data to support your decluttering decisions. For categorization, use RFID tags on clothing items, then scan them with a handheld reader to quickly locate specific pieces. Automated systems like those used in high-end retail environments could automate the sorting and storage of your clothes, although the cost may be prohibitive for most individuals. Finally, remember to take advantage of cloud storage for photos of your clothes – a digital catalogue prevents impulse purchases and streamlines outfit planning.

How can I stop spending so much money?

As a frequent buyer of popular items, I’ve learned the hard way about compulsive spending. Here’s what works for me:

1. Identify Spending Triggers: It’s not just about sales; it’s about stress, boredom, or even seeing an influencer use a product. Understanding *why* you buy is key. Note the time of day, your mood, and where you are when those purchases happen – a specific app, website, or even physical store.

2. Track Spending Religiously: Apps like Mint or Personal Capital aren’t just for budgeting; they highlight your spending patterns. Seeing it visually, especially those impulse buys, is a powerful wake-up call. Try categorizing spending too. You might find that you’re spending more than you realize on something trivial.

3. The “Why” Behind Each Purchase: Before buying, ask yourself: Do I *need* this, or do I *want* this? Is this a purchase I’ll regret? Would I still want this tomorrow? Waiting 24 hours before purchasing often helps. The 24-hour rule is a popular approach, especially with online shopping.

4. Card Control: Freeze your credit cards, use cash-only, or set daily spending limits on debit cards. Consider using a budgeting app that integrates with your bank account for better control. The psychological effect of actually handing over cash is different from swiping a card.

5. Avoid Temptation: Unsubscribe from marketing emails, unfollow influencers who constantly showcase products, and avoid stores where you tend to overspend. It might sound drastic, but removing those visual triggers makes a big difference.

6. Alternative Rewards: When you feel the urge to buy, find a healthier replacement – a walk, meditation, a hobby, or spending time with friends. Repurpose that shopping energy into something more fulfilling.

7. Realistic Budget & Savings Goals: Create a detailed budget that includes savings goals. See your money going *towards* something instead of simply *away*. This helps prioritize needs over wants.

8. Seek Support: Talk to a friend, family member, or financial advisor. Accountability helps. You can also explore online support groups for compulsive spending – knowing you’re not alone can make all the difference.

9. Reward Yourself (Wisely): Instead of rewarding yourself with impulsive purchases, create a reward system for sticking to your budget. For example, treat yourself to a nice dinner once a month if you hit your savings goal for the month.

Does hanging clothes save money?

Clotheslines are a total game-changer for savvy shoppers like us! Think of all that money you could be saving on your energy bill. Did you know that appliances, including your dryer, account for a whopping 13.6% of your total household energy costs? That’s a serious chunk of change we could be using on something way more fun, like that new dress you’ve been eyeing!

Here’s the breakdown on why air-drying is amazing:

  • Energy Savings: Ditching the dryer, especially during warmer months (spring, summer, and fall), directly translates to lower electricity bills. More money for shopping!
  • Extended Clothing Lifespan: Harsh dryer heat can actually damage your clothes, causing fading and shrinking. Air-drying helps your clothes last longer, saving you money on replacements in the long run. Think of it as an investment in your wardrobe!
  • Eco-Friendly: Reducing energy consumption is a win for the planet! Feel good about your shopping habits knowing you’re being environmentally conscious.

Pro-tip: Strategically plan your laundry to coincide with sunny days for faster drying. And don’t forget to check out those online sales while you wait!

How can I stop shopping and save money?

Curbing your tech spending and building better financial habits starts with mindful budgeting. Use budgeting apps to track expenses and identify areas for savings. Visualizing your tech upgrade goals – that new phone, gaming rig, or smart home device – helps maintain motivation.

Create a tech shopping list and stick to it. Avoid impulse buys by meticulously planning purchases. Research thoroughly before buying. Compare specs, prices, and reviews across different models and retailers. Resist the allure of the latest and greatest unless it truly adds value to your life.

Don’t fall for brand names alone. Many lesser-known brands offer excellent performance at lower prices. Explore budget-friendly options without compromising on essential features.

Master the art of the tech trade-in. Many retailers offer trade-in programs, allowing you to offset the cost of new devices with the value of your older ones. This can significantly reduce the overall cost of upgrades.

Consider using a prepaid card for online tech purchases. This helps control spending by setting a clear limit. Many credit card companies have features that can alert you of suspicious transactions, which is vital in the era of online scams.

Remove digital temptation. Unsubscribe from marketing emails and avoid browsing online stores aimlessly. Turn off notifications from shopping apps to break the cycle of impulsive buys. Utilize browser extensions that block distracting ads and promotional content.

Hit “pause” before buying. Implement a waiting period before making any tech purchase. This gives you time to reflect on the necessity and value of the purchase and if there are cheaper alternatives. This also allows you to research further and compare models.

What does Gen Z buy the most?

Gen Z’s spending habits reveal a fascinating focus on self-expression and personal branding. A recent study by 5WPR showed that a staggering 46% prioritized fashion over all other spending categories in 2025, a unique trend among generations. This highlights the importance of personal style and the influence of social media trends on purchasing decisions. The rise of fast fashion and secondhand clothing markets significantly impacts this category. Interestingly, Gen Z’s affinity for unique styles also drives demand for smaller, independent brands and sustainable options.

Complementing their fashion focus, a significant 30% of Gen Z allocated the largest portion of their budget to beauty and personal care. This substantial investment reflects a generation deeply invested in self-care and cultivating a polished online presence. The booming market for skincare, makeup, and haircare products directly correlates with this preference. This segment is seeing significant innovation, with brands increasingly focusing on inclusivity and natural ingredients.

In essence, Gen Z’s dominant spending categories – fashion and beauty – paint a picture of a generation that values self-expression, embraces online trends, and prioritizes personal branding. This understanding is crucial for businesses targeting this demographic, requiring them to be highly adaptable, responsive to trends, and focused on values like sustainability and inclusivity.

What is the 50 30 20 rule?

The 50/30/20 budgeting rule is a simple yet effective personal finance framework. It divides your after-tax income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. This isn’t a rigid prescription; it’s a guideline to help you prioritize spending.

Needs encompass essential expenses like housing, utilities, groceries, transportation, and healthcare. Careful tracking of these expenses is crucial to identify areas for potential savings. Consider alternatives like cheaper transportation options or cooking at home more frequently to optimize this category.

Wants represent discretionary spending – dining out, entertainment, hobbies, and shopping. This is where mindful spending is particularly important. Tracking your wants spending helps identify areas of overspending and allows for informed adjustments. Budgeting apps can significantly simplify this process.

Savings and Debt Repayment (20%) is arguably the most critical component. This allocation covers emergency funds, retirement savings, and paying down high-interest debt. Prioritize high-interest debt repayment to minimize long-term financial burden. Consider automating savings contributions to ensure consistent progress toward financial goals.

The 50/30/20 rule’s success hinges on accurate income and expense tracking. Regularly reviewing your budget and adapting it to changing circumstances is essential. While the percentages are a starting point, adjust them to fit your individual circumstances and financial goals. For example, someone aiming for early retirement might allocate more to savings, potentially reducing the “wants” percentage.

What is a clever way to save money?

Saving money on gadgets and tech is easier than you think. Here are some clever strategies:

Re-evaluate your subscriptions: Streaming services, cloud storage, software licenses – they add up! Identify subscriptions you rarely use and cancel them. Consider shared family plans where applicable to reduce individual costs. Many services offer free trials; use them to test before committing long-term.

Buy secondhand or get used items for free: The tech market is flooded with perfectly functional used gadgets. Explore online marketplaces like eBay and Swappa for discounted phones, laptops, and other devices. Check local classifieds and Facebook groups for free offers; you might be surprised what people are willing to give away.

Automate your savings: Set up automatic transfers from your checking account to a savings account each month. Even small amounts add up over time. Consider linking this to your tech purchases – set a goal of saving X% of your next tech purchase before buying it.

Take advantage of cash back and rewards apps: Many credit cards and apps offer cash back or rewards on online purchases. Use them when buying tech online to maximize your savings. Some apps even offer discounts on refurbished electronics.

Refinance loans for better rates (if applicable): If you financed a large tech purchase, like a new computer, explore refinancing options. Lower interest rates can significantly reduce your total payments.

Bonus Tip: Consider buying refurbished or certified pre-owned electronics from reputable retailers. These often come with warranties, saving you money compared to buying brand new while still offering quality.

  • Refurbished options often come with warranties, offering peace of mind.
  • Research different retailers for the best deals on refurbished tech.
  • Prioritize needs over wants. Ask yourself if you *really* need that new phone or gadget, or if your current one still functions adequately.
  • Compare prices across multiple retailers before making a purchase. Don’t settle for the first price you see.

What time of year are clothes cheapest?

Honey, let’s talk cheap clothes! The best time to score amazing deals is at the end of major seasons. Stores *desperately* need that space for the new stuff, so they slash prices. Think post-winter, post-spring, post-summer – that’s your time to shine!

Right after major holidays is another goldmine. All that leftover holiday cheer translates to deep discounts. Think about those post-Christmas sales – you can find incredible steals!

  • Black Friday: Duh. The mother of all sales. Prepare for battle, but the loot is legendary.
  • Cyber Monday: The online version of Black Friday. Perfect for comfy shopping from your couch.
  • Back-to-school periods: Grab amazing deals on kids’ clothes (and sometimes adult too!), as stores try to move summer stock.
  • Spring Break: Stores often discount swimwear and summer clothing leading up to Spring Break, clearing out the inventory.
  • White Sale: Typically happens in January/February, this is your chance to snag seriously cheap linens and home goods (and sometimes clothing too!).
  • Boxing Day (if applicable): The Canadian/UK equivalent to Black Friday – even bigger deals!

Pro-tip: Sign up for store email lists! You’ll get early access to sales and exclusive offers. Also, don’t be afraid to negotiate, especially if you’re buying multiple items. Happy hunting!

Insider info: Often, the *really* good deals are on clearance racks – don’t be shy to dig!

  • Check out outlet malls – they always have discounted prices.
  • Utilize coupon apps and websites – they can save you an extra 10-20%!

What is the best day to do laundry?

Data analysis reveals the optimal laundry days for students: Fridays and Sundays. This conclusion comes from a study analyzing over 60,000 data points, pinpointing Friday mornings between 10 and 11 a.m. as the time with the highest availability of washing machines. This is likely due to the staggered schedules of students. Knowing this can save you valuable time, especially if you’re juggling classes, work, and a social life. Consider using a smart laundry app to track machine availability in real-time; many apps even provide notifications when machines become free. These apps often integrate with your building’s laundry system, making the entire process much smoother. Some even offer features such as remote payment and cycle monitoring, eliminating the need to physically check on your laundry. Conversely, avoid Mondays and Wednesdays, which tend to be the busiest. Investing in a smart laundry system, like a smart washer and dryer, can further streamline the process through features such as intelligent cycle recommendations, optimized water usage, and even remote control via your smartphone.

This information, combined with smart home technology, will allow you to maximize your time and efficiency during this necessary chore. The right technology can even help you save money on energy costs and reduce laundry time, freeing up time for other activities and ultimately enhancing the overall student experience.

Does not using a dryer save money?

Cutting out the dryer significantly impacts your energy bill. Appliances contribute a substantial 13.6% to your overall household energy consumption and cost. Eliminating dryer use, particularly during warmer months (spring, summer, and fall), translates directly into savings.

Line Drying: A Cost-Effective and Eco-Friendly Alternative

The sun is a remarkably efficient, free, and environmentally friendly alternative. Even on partly sunny days with a breeze, clothes will dry effectively outdoors. This significantly reduces your carbon footprint alongside your energy costs.

Maximizing Line Drying Efficiency:

  • Strategic Placement: Choose a location with maximum sun exposure and good airflow. Avoid shaded areas or places where clothes might touch grass or other surfaces.
  • Pegs vs. Hangers: Use appropriate drying methods for different garments; pegs are best for most items, while delicate items may require hangers.
  • Shaking Out Clothes: Before hanging clothes, shake them out to prevent wrinkles and improve air circulation for faster drying.
  • Weather Considerations: Rainy days will obviously prevent outdoor drying; however, a covered porch or clothesline can mitigate this somewhat.

Potential Savings Calculation:

  • Determine your current monthly electricity bill.
  • Calculate the percentage attributable to appliance usage (approximately 13.6%).
  • Estimate the proportion of your appliance usage devoted to drying clothes.
  • Multiply these figures to estimate your potential monthly savings by eliminating dryer use.

Beyond Cost Savings: Line drying also reduces wear and tear on clothing compared to the harsh heat of a dryer, extending the lifespan of your garments. It’s a win-win for your budget and your wardrobe!

How can I save money on fabric?

Saving money on fabric is like finding a killer tech deal – it requires a bit of savvy and resourcefulness. Here’s how to score some amazing fabric bargains, leveraging the same principles as hunting for discounted gadgets:

1. Remnant Bins: The Fabric Equivalent of Flash Sales

Think of remnant bins as the fabric world’s equivalent of flash sales. You might not find exactly what you’re looking for, but you’ll often uncover amazing deals on high-quality materials perfect for smaller projects. It’s all about adapting your project to the available material, much like choosing a slightly older model of a gadget for a significant price drop.

2. Repurpose Household Linens: Upcycling Your Digital Assets

Before buying new fabric, audit your existing resources. Old sheets, pillowcases, and even clothing can be repurposed for crafting. This is similar to repurposing old hard drives for external storage or using older generation components in a new build – it’s about maximizing existing resources and reducing waste.

3. Thrift Stores: The Goldmine of Unexpected Finds

Thrift stores are like exploring a vast digital archive – you never know what treasures you might unearth. You might stumble upon vintage fabrics, unique patterns, or even large quantities of fabric for surprisingly low prices. Just like finding a rare piece of software for free, it requires patience and a willingness to explore.

4. Online Fabric Deals: Subscribing to Price Alerts

Many online fabric retailers offer email newsletters or price alerts, much like subscribing to tech news websites or price comparison apps. This allows you to stay updated on sales, discounts, and special offers, enabling you to grab the best deals on fabrics as soon as they become available.

Bonus Tip: Fabric-Specific Online Communities

Join online communities focused on sewing and crafting. These groups often share tips on finding discounted fabrics, swap materials, and even offer free remnants. It’s the digital equivalent of joining a tech enthusiast forum – a hub of shared knowledge and resources.

What race spends the most money on clothes?

As a frequent shopper of popular brands, I’ve noticed a trend supported by research: Black and Hispanic households, at similar income levels to white households, allocate significantly more of their budget towards visible goods. Studies indicate a spending disparity of up to 30%, translating to an extra $2,300 annually on items like clothing, cars, and jewelry. This higher expenditure isn’t necessarily indicative of higher disposable income, but rather reflects differing spending priorities and cultural influences. Brand loyalty can play a significant role, with certain brands holding particular appeal within specific communities. Access to credit and marketing strategies targeted towards different demographics also contribute to this spending pattern. It’s important to note that this is a general trend and individual spending habits vary widely within each group. The higher spending on visible goods doesn’t necessarily reflect a greater overall wealth but rather a different approach to personal finance and consumption.

How to fix a spending problem?

Ugh, spending problems? Me? Never! Okay, maybe sometimes. But I’ve got this *mostly* figured out. First, knowing your triggers is key. For me, it’s sad songs and Instagram ads featuring impossibly perfect people with impossibly perfect closets. Avoid both!

Tracking spending? Yeah, right. I tried that. Spreadsheet? More like *stress*sheet. But maybe a fun app, one with cute graphics? That might work. Or maybe just pretending I have to hand-write it all down in a ridiculously cute notebook…that could be distracting enough to keep me from actually *spending*.

Reasons for buying? Duh, because it’s gorgeous! It’s *perfect*. I deserve it! Okay, okay, sometimes I need to remind myself that *deserving* things doesn’t mean I can afford them…and that “perfect” often becomes “meh” next week.

Credit card control is a HUGE one. Freezing them? Brilliant! But I have to *remember* where I froze them. Maybe I should freeze them inside something else I really want to buy, but can’t afford. It’s like a reverse reward system.

Avoiding temptation? Easier said than done. Unsubscribe from those tempting emails! Delete those shopping apps! But…but the sales! Okay, maybe just mute notifications…for a while.

Retail highs another way? Retail therapy is *my* therapy! But…yoga? Massage? Expensive hobbies, though. Hmm. Maybe I can find a cheaper high – like organizing my closet (that sounds less fun).

Realistic budget? A *budget*? What’s that? Kidding (mostly). I’m working on it. Baby steps. Think of it as a fun challenge…a game, with me winning against myself.

Friend’s help? My friends *love* shopping with me! Maybe I need a different kind of friend…someone who’ll hide my credit cards…or at least remind me that I *already* have a black cashmere sweater.

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